Personal Financial Services

Investment and Retirement Planning

Reaching financial security goals isn’t only about retirement, it can also be about vacation planning, saving for a child’s education or planning to invest in a small business. These goals can change as your life changes, and having a flexible financial planning strategy is something that can help you continue to achieve your goals along the way to, and when you arrive at, retirement.

Some of the products and services offered at Frank Carroll Financial* include:

• Life Insurance
• Segregated Funds and Mutual Funds
• Guaranteed Investment Certificates (GICs)
• Retirement Planning 

Norm Carroll, Neil Carroll and Laurie Serran, investment representatives, offer mutual funds through Quadrus Investment Services Ltd. 

Estate Tax Reduction Strategies

Estate planning is a critical plan of how you will provide for your family and loved ones during life and upon your death. It can help you to accumulate savings to maintain your lifestyle when you retire, or if you become ill or disabled.

Estate tax reduction strategies are a complement to retirement planning and should be done early in life in order to minimize the taxes on your estate, and allow you to take full advantage of early planning tax savings.

Among the services available through estate planning at Frank Carroll Financial include:

• Life Insurance
• Charitable Bequests
• Estate Preservation
• Estate Land Tax Planning

Living Benefits (Continuing Income)

Frank Carroll Financial can provide insurance that helps protect you and your family in the event of a disability or critical illness.

Continuing income coverages include:

• Critical Illness Insurance
• Disability Insurance
• Long Term Care Coverage